Rates: 06/30/2009

30 Year Fixed   5.625        apr  5.64

15 Year Fixed     4.875  apr 4.91

3/1ARM              6.375         apr 6.40 

5/1 ARM             6.75            apr 6.78

5/1 Jumbo ARM  6.00   apr 6.15       

*rates for a mortgage of $200,000. Zero Points, 30 day lock. Application fee of $300.00 (for appraisal)

*rates are subject to change do to market conditions. APR calculated on 15 days prepaid interest and a mortgage amount of $200,000.00 Zero Points.